Best gifts for 
			the season
		
By 
			JAIME ARISTOTLE B. ALIP, PhD
			December 23, 2021
			Pandemic or not, the 
			Christmas season is here. With the cool amihan wind comes a hopeful 
			air, so soothing after almost two years of uncertainty and fear. 
			These days, Christmas carols play in malls and radio stations, 
			parols light the streets, and holiday decorations brighten our 
			homes. Many Filipinos, young and old, are preoccupied with gifts: 
			what to gifts to give, what gifts to receive, worries about being 
			unable to give to loved ones. The devastation wrought by Typhoon 
			Odette has put a damper on things, but, like what happened in the 
			wake of Typhoon Yolanda in 2013, the catastrophe has brought out the 
			best of the Filipino. People from all walks of life are trying to 
			chip in, with social media filled with news about donation drives, 
			prayers for those affected and a myriad of stories of how people are 
			reaching out to those affected. 
			
			Gift giving at Christmas 
			is a Christian tradition that is widely practiced around the world, 
			symbolic of the tributes made to the baby Jesus by the Three Wise 
			Men in the story of the Nativity. It is heartening to see that in 
			this difficult time, in the wake of Odette’s devastation, even with 
			the threat of Omicron and fears of another COVID-19 surge, people 
			are rising above difficulties to give the best gift of all: 
			themselves. 
			
			
			Unusual, but Necessary 
			Gifts
			We all strive to give 
			gifts that our families and friends would appreciate. The internet 
			is full of lists of gift suggestions – food, toys, bags, shoes, 
			books, household, and office items. Everything from day-to-day stuff 
			to the bizarre and unusual is being offered. And there is also my 
			personal favorite, the list of gifts that give back. These are the 
			ones that support important causes, with proceeds going to 
			charities, non-profits, and communities.
			This year, I hope we give 
			gifts that transform lives. We can still give our loved ones their 
			favorite stuff, but we can buy from sources where part of the 
			proceeds goes to charity. We can also make donations in the name of 
			our loved ones to support causes that are important to them. 
		
			Maybe, 
			instead of giving cash or toys to our inaanaks, we can open a kiddie 
			savings account for them, giving not just the monetary value of the 
			items we originally intended to give but also paving the way for 
			financial literacy. This is important, because recent studies show 
			that Filipinos struggle to understand basic financial concepts, with 
			a Bangko Sentral ng Pilipinas (BSP) survey showing that 41% of 
			Filipinos can only answer one of three financial literacy questions 
			correctly and a meager eight percent can answer three. BSP data also 
			show that about 36.9 million Filipino adults have no bank accounts. 
			This significant number of unbanked Filipinos (48% of the country's 
			adult population) is brought on by factors other than low-income 
			levels. To address the situation, BSP is promoting financial 
			inclusion. The DepEd is integrating financial education in the K to 
			12 Basic Education Curriculum. The private sector is also helping, 
			with fintechs and banks reaching out to low-income groups and 
			helping microfinance institutions serve the poor in remote and 
			underserved areas. This Christmas, we can help their initiatives in 
			our own little ways. Aside from kiddie savings, we can get kids 
			started on financial literacy by giving them books or board games 
			that help explain basic financial concepts.
			We can also give the gift 
			of education, probably the most transformative gift of all. We can 
			donate to scholarship funds. Finance a poor kid’s education for a 
			semester. Or enroll family members in online courses or projects 
			that will give them new skills – painting, designing, photography, 
			pottery, cooking, baking. The possibilities are endless.
			The gift of livelihood is 
			another great offering. While not everyone is in the position to 
			offer direct employment to others, we can still open doors by giving 
			referrals and linking people to those with job openings. We can also 
			tell our kasambahays about government offices or MFIs that provide 
			livelihood opportunities so they can encourage their family members 
			to join. Maybe, we help someone turn their hobby into a business. If 
			your teenager enjoys writing fiction, you can give him a 
			subscription to online resources that would help him get published. 
			If your sister makes lovely artworks or handicrafts, you can enroll 
			her in courses that would help her sell her creations online. You 
			can help your titos and titas who like to bake get started on their 
			online food delivery business. Or you can refer them to 
			organizations like the Center for Agriculture and Rural Development 
			Mutually Reinforcing Institutions (CARD MRI), which supports 
			micro-small-and medium enterprises.
			As we are now almost two 
			years into the COVID-19 pandemic, health is important. Let us give 
			loved ones gifts that will help them take care of their health. Give 
			healthier versions of your friends’ favorite foods. Give them 
			fitness tracker gadgets to help them monitor their daily goals. Or 
			give them yoga mats, water bottles, small exercise gears like 
			dumbbells and jump ropes. And because we live in the midst of a 
			pandemic, the best gift of all would be face masks. Washable ones, 
			so we can minimize the carbon footprint. In fact, it would be good 
			if we can give away face masks to strangers. 
			
			And in the wake of Typhoon 
			Odette which displaced hundreds of thousands of our kababayans, let 
			us give the gift of charity. Join one of the many donation drives to 
			assist victims. Government agencies and private sector have called 
			for volunteers. Many MFIs and mutual benefit associations are also 
			playing a big role in helping clients in relief and rehabilitation. 
			Let us all join these efforts and help affected communities in 
			Palawan, Southern Leyte, Eastern Samar, Agusan, Surigao, Cebu and 
			Bohol. They have lost their homes, livelihood, loved ones. The 
			communities are still submerged in floods, infrastructures had been 
			destroyed, and so they lack food, water, clothing, and other basic 
			necessities. Helping them would be among the best gift we can give 
			this Christmas.
			
			Letting Gifts into Our 
			Lives
			It has been a difficult 
			two years since COVID-19 entered our lives. Then, just as things 
			were beginning to improve, Typhoon Odette came. Yet, amidst its 
			devastation, the all-important Filipino value – malasakit – still 
			pervades. Filipinos are helping those affected by Odette, giving 
			their resources, time and effort to even in this difficult time of 
			pandemic. It is a giving of self that should be celebrated.
			Gifts are signs of 
			affection. It is an important part of human interaction, defining 
			relationships and strengthening bonds. And it is often the giver, 
			rather than the recipient, who reaps the biggest rewards from a 
			gift.
			And so, as we greet the 
			holidays, let us give the best gifts we can: gifts that will help 
			our loved ones cope with the changes and challenges of the times. 
			Let us give lasting gifts. The gift of hope. The gift of education. 
			The gift of trust. The gift of livelihood opportunities. The gift of 
			financial literacy. Gifts that contribute to people’s financial 
			security and health. These are unusual gifts, true, but they have 
			the greatest potential for transforming people’s lives.
			Life itself is a gift. Let 
			us give gifts that will keep on giving.